Posted by Jane Reagan on Jan 16, 2013 in Cash Advance | 0 comments
Cash advances are the perfect option for quick cash when you find yourself in an emergency situation, and although you may think that you will never find yourself in a situation in which you are hurting for some cash, do not underestimate how easy it is to find yourself strapped for cash, and needed a quick loan.
Red Lobster is adding more land to their menu and lower prices. They will be adding more salads and dishes costing under $15. To gain back the customers who have cut back on spending, Red Lobster will add 60% more lower price entrees and 8% more non-sea dishes. What does this have to do with getting a payday loan?
The customer may not need a payday loan to eat at Red Lobster, but the consumer is still in hot water just like the lobster. The economy is still bad and consumers always have an emergency need for cash and an empty bank account.
Posted by Jane Reagan on Nov 19, 2012 in Payday Loans | 0 comments
Free is a fantastic word, but not for a checking account. Free often goes to fee! Free checking accounts are more expensive than ever, the checking account needs an average minimum balance and if you drop below the minimum balance, there is a fee. A very hard thing for an 18 year old to handle, even at $6 a pop, it can get expensive, shop around, especially for your children. A bank account is one of the most important financial tools needed in today’s economy, to pay bills, for money transfers and to get a short term loan.
If were a student who received a loan from the Department of Education then you already know that these loans will not just go away until they are paid off. Most unsecured loans have statute of limitations for how long a creditor can keep trying to collect payment towards your debt. There are collections agencies who will try to collect on your loan once the creditor has given up.
Student loans do not have a statute of limitations. This gives the Department of Education unlimited time to collect. Any collections agency affiliated with this loan must still follow the Fair Debt Collection Practices Act. There are more opportunities allowed for collecting on this debt. Your wages can be garnished, you can be brought to court and have a judgement made against you, and money can be deducted from tax refunds and Social Security payments.
Filing Chapter 7 bankruptcy will not make your student loan debt disappear unless you can prove extreme financial hardship.
When you sign up for the unsecured student loan, be well aware of all the requirements before you sign. Follow the payment plan so you do not fall into debt with the Department of Education. Most of all, do not think that it will just go away.
Spotya! Los Angeles Cash Advances are small short term loans used to help keep up with unexpected costs between paychecks. They work well for people who do not have a savings account to cover emergency costs.
Did you know that debt collectors have guidelines that they need to follow? The Fair Debt Collection Practices Act helps to protect consumers’ rights during any debt collections process.
Debt collections agencies will purchase your debt from your creditors or will be hired to collect and receive a certain percentage of the amount recovered. In doing so, the collectors will make attempts to contact the debtor to collect the payoff or set up a short payment plan. Regulations for collectors are set up to protect your rights. A collector may not harass, threaten, mislead, or deliberately embarrass. If these are the measures used, they are violating your rights protected by this act. Use the knowledge of this information to let the collector’s know that you are aware of your rights and will report them if they continue.
When you are going through financial troubles and debt collectors are coming to call, you will want to find some help to steer you on the right course. you may find yourself looking for a lawyer or a credit counselor. There are options out there so you can begin the process of getting your financial matters cleared up. Some people need a professional credit counselor to help them create a budget that works while others may use their assets to consolidate their debts. Educating yourself empowers success. Once you take care of your debt responsibly, you will be aware of preventative measures to keep the debt from creeping back.
Spotya!Los Angeles CA Online Cash Advance works hard to keep any default loans from going to hard collections. There is an in-house collector who will work with you to give you opportunity to pay back your loan.